Ocala Homes under $400,000

Ocala Homes under $400,000

Welcome to Ocala, Florida – a charming city nestled in the heart of Marion County, known for its lush landscapes, rich history, and vibrant equestrian culture. Often referred to as the “Horse Capital of the World,” Ocala boasts an array of scenic horse farms and beautiful parks, making it a haven for nature lovers and outdoor enthusiasts alike. With its warm, sunny climate and friendly community, Ocala offers a perfect blend of small-town charm and modern conveniences.

For those seeking affordable housing options, Ocala is an ideal destination. The city features a diverse selection of homes priced under $400,000, catering to various tastes and lifestyles. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a range of properties that fit your needs. From quaint single-family homes with spacious yards to contemporary townhouses with modern amenities, Ocala has something for everyone.

Living in Ocala means enjoying a relaxed lifestyle while being conveniently located near major highways and amenities. Residents have easy access to shopping centers, dining options, and recreational activities, including hiking and cycling trails. The community hosts numerous events throughout the year, fostering a sense of belonging and connection.

With its stunning natural beauty, affordable housing market, and welcoming atmosphere, Ocala is a fantastic place to call home. Explore the possibilities and discover your dream home in this delightful Florida city today!

Newest Ocala Homes under $400,000

16416 Sw 12th Terrace, Ocala

16416 Sw 12th Terrace, Ocala

2 Beds ⋅ 2 Baths ⋅ Summerglen Ph 05 SubDv. ⋅ 34473 Zip Code

ENCLOSED SUNROOM • PRIVATE STUDY • 2 BEDROOMS • 2 BATHS • 1,759 SQ FT • SCREENED GARAGE • SUMMERGLEN 55+ LIVING! This ST. AUGUSTINE MODEL in the guard-gated 55+ community of SUMMERGLEN! Built in 2008, this 2-bedroom, 2-bath home offers 1,759 sq. ft. of living space, a SEPARATE STUDY, and an ENCLOSED SUNROOM that provides additional space to relax and enjoy the Florida lifestyle. The OPEN LIVING AND DINING AREAS feature high ceilings, generous natural light, and sliding glass doors leading to the enclosed sunroom. The spacious kitchen offers abundant cabinetry, generous countertop space, a pantry, breakfast bar with seating, and an adjacent dining area, creating a comfortable layout for everyday living and entertaining. The PRIMARY SUITE features a spacious bedroom, plantation shutters, walk-in closet, and en-suite bath with a soaking tub, separate vanity areas, and additional storage. The second bedroom and full guest bathroom offer comfortable accommodations for visitors. A DEDICATED STUDY provides flexible space for a home office, hobbies, or reading room. One of the home's standout features is the ENCLOSED SUNROOM, with expansive windows overlooking the landscaped surroundings. The 2-CAR GARAGE features a SCREENED GARAGE OPENING, finished flooring, and convenient access to the interior laundry room. THE SUMMERGLEN LIFESTYLE IS WHERE THE VALUE REALLY SHINES! The $390 monthly HOA includes a GUARD-GATED ENTRANCE, Spectrum 1 Gbps high-speed internet, cable TV with 125+ channels and included streaming services, lawn maintenance with MOWING, EDGING AND BLOWING, trash and recycling collection, plus a $30 MONTHLY RESTAURANT CREDIT! Enjoy a fee to play 18-HOLE GOLF COURSE, on-site restaurant, RESORT-STYLE POOL AND HOT TUB, fitness center, tennis and pickleball courts, softball field, dog park, and a clubhouse offering numerous clubs, social events, and year-round activities. RV and boat storage is available for a one-time fee, subject to availability. SPACE TO ENJOY, AMENITIES TO LOVE, AND MORE INCLUDED IN YOUR MONTHLY HOA! Discover comfortable Florida living in one of Ocala's active 55+ communities.

16416 Sw 12th Terrace, Ocala

1 Walnut Drive, Ocala

1 Walnut Drive, Ocala

4 Beds ⋅ 2 Baths ⋅ Silver Spgs Shores 24 SubDv. ⋅ 34480 Zip Code

Virtually Staged. Situated on a beautiful corner lot with a 10x20 covered porch! Welcome to a home where modern luxury meets everyday comfort! This exceptional new construction offers 4 bedrooms and 2 bathrooms, high ceilings, durable concrete block construction, and a thoughtfully designed open-concept layout perfect for comfortable everyday living. At the heart of the home, the show-stopping kitchen features high-end Calacatta Gold quartz countertops, contemporary 42-inch cabinetry, and top-of-the-line stainless steel appliances. The kitchen opens directly to the living and dining areas, creating a warm and inviting space for family and guests. The impressive primary suite feels like your own private five-star hotel retreat, complete with His-and-Hers walk-in closets and a spa-inspired oversized bathroom featuring separate vanities, a freestanding soaking tub, and an expansive walk-in shower. The spacious backyard offers endless possibilities to create your own private outdoor oasis - perfect for relaxing, entertaining, and enjoying the Florida lifestyle.

1 Walnut Drive, Ocala

9157 Sw 82nd Terrace Unit B, Ocala

9157 Sw 82nd Terrace Unit B, Ocala

2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code

Updated Villa in On Top of the World! This inviting home features fresh interior paint, updated flooring, replacement windows throughout, both bathrooms renovated. Wood flooring enhances the living and dining areas, while the kitchen offers ample cabinetry and counter space, a decorative backsplash, and an adjoining breakfast area. Enjoy year-round comfort in the enclosed, air-conditioned Florida room, plus a separate screened patio overlooking the backyard. Additional features include a covered front porch and an attached garage with extra storage. On Top of the World offers an active lifestyle with pools, fitness centers, classes, pickleball, tennis, softball, mini golf, walking and biking paths, clubs, and social activities. Championship golf is available for an additional fee. Golf cart paths provide access to community amenities and select shopping and dining. Convenient to hospitals, medical offices, restaurants, and shopping. Enjoy comfortable Florida living in this well-maintained villa!

9157 Sw 82nd Terrace Unit B, Ocala

4470 Sw 132 Place, Ocala

4470 Sw 132 Place, Ocala

3 Beds ⋅ 2 Baths ⋅ Marion Oaks Unit 7 SubDv. ⋅ 34473 Zip Code

Well-located 3/2/2 CBS home with in-ground pool in area of newer homes could be yours! 2001-built, with volume ceilings in Foyer, Dining Room, Living Room and Kitchen. Primary Bedroom has slight cathedral ceiling, walk-in closet and regular closet. En suite bathroom is roomy with soaking tub, updated shower and access to the pool area. Easy to keep ceramic tile throughout the home. Nice open kitchen with granite countertops opens to Breakfast Room and very large living room. The Guest Rooms are spacious and private. New roof was completed in May of 2023. The water heater is about two years old, HVAC about six years old and septic pumped about one year ago. You will love the large, covered patio and screened in-ground pool. There is a separate screened cooking area off the patio. The side and rear yard is fenced with white vinyl fencing and has a newer shed for those items that you don't want to put in the garage. Come see! You will be glad you did! More pictures coming soon. Great location in Marion Oaks North with easy access. The refrigerators in the house and garage are not included in the sale of the home.

4470 Sw 132 Place, Ocala

8462 Sw 65th Street Road, Ocala

8462 Sw 65th Street Road, Ocala

3 Beds ⋅ 2 Baths ⋅ Stone Creek By Del Webb Solaire Phase 2 & 3 SubDv. ⋅ 34481 Zip Code

Under Construction. Enjoy all the benefits of a new construction home in the serene setting of Ocala, FL's horse country, with an age-restricted, fully amenitized lifestyle at Del Webb Stone Creek. This is the active adult community you've been looking for, with amenities that include an 18-hole championship golf course, a full restaurant and bar, indoor and outdoor pools, sports courts, and so much more. Our sprawling amenities, clubs, and classes will fill your retirement days with activities to make new friends and memories. This popular Crestmere floor plan, with an open-concept home design, has all the upgraded finishes you've been looking for. The designer gourmet kitchen showcases a spacious center island with a large, single-bowl sink, stylish cabinets, 3cm quartz countertops with a 3”x12” white tiled backsplash, and Whirlpool stainless steel appliances including a microwave, range and dishwasher. The bathrooms have matching cabinets, quartz countertops, comfort height commodes, and dual sinks and a walk-in shower with heavy glass door in the Owner's bath. There is luxury vinyl plank flooring in the main living areas and bedrooms, and 22”x22” tile in the baths and laundry room. This home also features a convenient laundry room, a covered lanai, a large kitchen pantry, and a 2-car garage with a utility sink and upgraded 4’ extension. Additional upgrades include 4 LED downlights and floor outlet in the gathering room, pendant prewiring in the kitchen, cabinet hardware, two tone interior paint, and a Smart Home technology. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!

8462 Sw 65th Street Road, Ocala

5860 Sw 86th Avenue Road, Ocala

5860 Sw 86th Avenue Road, Ocala

2 Beds ⋅ 2 Baths ⋅ Stone Creek By Del Webb Bridlewood Phase 3 SubDv. ⋅ 34481 Zip Code

Under Construction. Below Market Interest Rates Available!! Enjoy all the benefits of a new construction home in the serene setting of Ocala, FL's horse country, with an age-restricted, fully amenitized lifestyle at Del Webb Stone Creek. This is the active adult community you've been looking for, with amenities that include an 18-hole championship golf course, a full restaurant and bar, indoor and outdoor pools, sports courts, and so much more. Our sprawling amenities, clubs, and classes will fill your retirement days with activities to make new friends and memories. The Flagstone offers effortless Florida living with a thoughtfully designed, open-concept layout that seamlessly connects the kitchen and gathering room, creating a bright and inviting space filled with natural light. The home features two bedrooms, a versatile, enclosed flex room, and a spacious covered lanai with screen enclosure—perfect for relaxing or entertaining outdoors. The designer kitchen is the heart of the home, showcasing an oversized island with a single-bowl sink and upgraded faucet, stylish white cabinetry, 3cm quartz countertops, and a 3”x6” tiled backsplash. Whirlpool stainless steel appliances include a microwave, range, counter depth refrigerator and dishwasher, creating a sophisticated and functional culinary space. The luxurious Owner’s suite features a spacious walk-in closet, while the Owner’s bath offers dual sinks, a walk-in shower, and a private commode. Additional highlights include a convenient laundry room with built-in cabinets and sink, and a 2-car garage with 4’ extension for added storage. Stylish 6”x24” tile flooring extends throughout the main living areas and flex room, complemented by stain-resistant carpeting in the bedrooms for added warmth. Thoughtful upgrades include pavers at driveway and lanai, tray ceiling in owner’s suite, interior two-tone paint and a Smart Home technology package, adding modern convenience and peace of mind to this beautifully appointed home. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year.

5860 Sw 86th Avenue Road, Ocala

1800 Se 52nd Court, Ocala

1800 Se 52nd Court, Ocala

3 Beds ⋅ 2 Baths ⋅ Huntington SubDv. ⋅ 34480 Zip Code

**Welcome to 1800 SE 52nd Ct.!** Located in a desirable area with convenient access to both Maricamp Road and Silver Springs Boulevard, this property makes it easy to get where you need to go. Situated on a spacious corner lot with over an acre of land, this home offers plenty of room and potential. This property is waiting for the right buyer to bring it back to life with some tender loving care and a personal touch. If you’re looking for a home with space, potential, and an opportunity to make it your own, this could be the perfect fit! This home is being sold AS IS.

1800 Se 52nd Court, Ocala

5442 Sw 86th Court Road, Ocala

5442 Sw 86th Court Road, Ocala

2 Beds ⋅ 2 Baths ⋅ Stone Creek By Del Webb Saratoga Phase 2 & 3 SubDv. ⋅ 34481 Zip Code

Under Construction. We’re currently offering limited-time incentives and below-market rates! Enjoy all the benefits of a new construction home in the serene setting of Ocala, FL's horse country, with an age-restricted, fully amenitized lifestyle at Del Webb Stone Creek. This is the active adult community you've been looking for, with amenities that include an 18-hole championship golf course, a full restaurant and bar, indoor and outdoor pools, sports courts, and so much more. Our sprawling amenities, clubs, and classes will fill your retirement days with activities to make new friends and memories. This perfectly sized Contour home features an open-concept floor plan with a designer kitchen that has large center island, stylish upgraded cabinets, 3cm quartz countertops with 4”x16” tiled backsplash, stainless steel single bowl sink, Whirlpool stainless steel appliances, including microwave, range, and dishwasher. The bathrooms have neutral, light brown colored cabinets and quartz countertops, including a walk-in shower and dual sinks in the Owner's bath. The Owner’s suite has a spacious walk-in closet. There is luxury vinyl plank flooring throughout the home and 18”x18” tile flooring in the baths and laundry room. There’s also a versatile enclosed flex room, ideal for a home office or craft room, a convenient laundry room, extended covered lanai and 2-car garage with 4’ extension. Additional features and upgrades include brushed nickel lighting and hardware, pavers on lanai and patio and a Smart Home technology package. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year.

5442 Sw 86th Court Road, Ocala

2234 Nw 23rd Loop, Ocala

2234 Nw 23rd Loop, Ocala

4 Beds ⋅ 3 Baths ⋅ West Oak SubDv. ⋅ 34475 Zip Code

Under Construction. Estimated completion is December pending any setbacks beyond builders’ control. Brand new 2202 sq ft, 4 bed / 2.5 bath, 2-story home in West Oak community with public water/sewer and low HOA fee. Nature park with trails next door. Close to I-75, Ocala historic district, shopping, and dining. This home features tile flooring on first floor and second floor wet areas, and carpet in the bedrooms. Home also has granite countertops and stained, wood cabinets in the kitchen and bathrooms. Kitchen has a stainless steel range, microwave and dishwasher. Owner's bathroom has a sepaate tiled shower and garden tub. Home is equipped with high speed, fiber optic cable, with Cat 6 data drop. Home also has irrigation system and a 10-year Builder Warranty. Community Center includes pool, fitness center, community room and playground!! Seller helps with closings costs on cash sales or when using seller preferred lender. Rendering is for illustration purposes only. Pictures are from similar home with same floor plan. Colors and options may vary. Furnishings and décor do not convey.

2234 Nw 23rd Loop, Ocala

8 Oak Run Court, Ocala

8 Oak Run Court, Ocala

3 Beds ⋅ 2 Baths ⋅ Silver Spgs Shores Un 13 SubDv. ⋅ 34472 Zip Code

CUL-DE-SAC SETTING, FRESH UPDATES & ROOM TO ENJOY! Tucked away at the end of a cul-de-sac in Silver Springs Shores South, this 3-bedroom, 2-bath home offers a spacious .33-acre lot and over 1,800 square feet under roof! Step inside to an open floor plan with soaring cathedral ceilings that create an airy, inviting feel. New flooring throughout and fresh exterior paint give the home a refreshed look, while the 2021 roof is another great bonus. The kitchen is ready to go with all appliances, a breakfast bar for casual dining, and a pantry for extra storage. The adjoining great room features decorative plant shelves and plenty of space to gather, relax, or entertain. Retreat to the primary suite, complete with TWO walk-in closets for all your storage needs. With a 2-car garage, a generous yard, and a convenient location between Maricamp Road and SE 110th Street Road, this home offers a great combination of space, comfort, and convenience. Perfect starter or retirement home with superior location just minutes to almost everything, including several supermarkets, including: Walmart, Aldi and Publix. Location offers a blend of suburban living with access to more rural areas and outdoor/ recreational activities and welcomes families, retires and professionals. Location is a short commute to Ocala, Belleview, Silver Springs, Summerfield, The Villages, Ocala National Forest and I75 to all cities in central Florida, with easy access to local and central Florida attractions, beaches, Equine events, eco-tourism, and employment opportunities. Move in ready home ready for new owner!

8 Oak Run Court, Ocala

3525 E Fort King Street Unit G-138, Ocala

3525 E Fort King Street Unit G-138, Ocala

2 Beds ⋅ 2 Baths ⋅ Marion Springs SubDv. ⋅ 34470 Zip Code

Welcome to easy, low-maintenance living in Marion Springs! This well-maintained and updated 2-bedroom, 2-bath ground-floor condominium offers 1,036 square feet of comfortable living space with numerous improvements already completed. Step inside to find attractive laminate flooring throughout, creating a clean, cohesive look. Recent updates include new windows and sliding glass doors in 2025, an updated electrical panel, and an HVAC system replaced in 2019. The kitchen comes equipped with a refrigerator, range/oven, and dishwasher, while a convenient stacked washer and dryer, replaced in 2021, are also included. Window treatments convey, and furniture purchased in 2025 may be available for inclusion with the sale or negotiated separately, making this an appealing option for buyers seeking a move-in-ready or potentially furnished home. Enjoy relaxing on your private screen-enclosed patio, and take advantage of the additional storage space provided in the upstairs common storage area. Marion Springs residents enjoy community amenities including a clubhouse with laundry facilities, swimming pool, and convenient onsite trash disposal. Whether you're looking for a full-time residence, seasonal Florida getaway, or a low-maintenance lifestyle, this ground-floor condo offers comfort, convenience, and value. **Schedule your showing today!**

3525 E Fort King Street Unit G-138, Ocala

749 Midway Drive Unit A, Ocala

749 Midway Drive Unit A, Ocala

2 Beds ⋅ 2 Baths ⋅ Silver Spgs Shores Condo #5 Bl SubDv. ⋅ 34472 Zip Code

Photos coming soon!! GOLF COURSE VIEWS, FULLY FURNISHED & MOVE-IN READY! Welcome to easy Florida living at 749 Midway Drive, Unit A! Nestled in The Fairways at Silver Springs Shores, this charming ground-floor condo offers 2 bedrooms, 1.5 bathrooms, and 1,057 square feet of comfortable living space in a peaceful 55+ community. Step inside to discover a bright, inviting interior featuring crown molding, wood-look flooring, and an open living and dining area. The spacious, climate-controlled Florida room is the perfect place to enjoy your morning coffee while overlooking the beautiful golf course and tranquil waterway. Step outside to your private patio and soak in the Florida sunshine! The primary suite offers a walk-in closet and private bath, while the second bedroom provides flexibility for guests or hobbies. With furnishings included, convenient indoor laundry, and the community pool just steps away, this home makes everyday living a breeze. Conveniently located near shopping, dining, medical facilities, and Silver Springs State Park, this condo offers the perfect combination of comfort, scenery, and low-maintenance living. Pack your bags and start enjoying the Florida lifestyle you’ve been dreaming of! Enjoy a peaceful, low-maintenance lifestyle in a community surrounded by lush fairways and tranquil waterways. Residents also have the option to join the Silver Springs Community Center, offering year-round activities and amenities, including three pools, a Jacuzzi, a community center for gatherings, a small fitness center, pickleball, and basketball. The location is conveniently close to several grocery stores, restaurants, and medical facilities, and only a few miles from Silver Springs State Park, Santos Trailhead and Campground, and 17 miles from the World Equestrian Center.

749 Midway Drive Unit A, Ocala

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