On Top Of The World Homes with Buyer Approval Required Community Features

On Top Of The World Homes with Buyer Approval Required Community Features

Welcome to On Top Of The World, a vibrant and welcoming subdivision located in the sunny state of Florida. This community is a hidden gem for those seeking a peaceful and active lifestyle in a beautiful setting.

Homes in On Top Of The World offer a unique feature - Buyer Approval Required Community. This ensures that all residents are part of a cohesive community that shares the same values and lifestyle preferences. This feature creates a sense of exclusivity and security, making it an ideal choice for those looking for a close-knit neighborhood.

Living in On Top Of The World means enjoying a range of community amenities and activities. From well-maintained parks and walking trails to social clubs and fitness centers, there is something for everyone here. Residents can take part in various events and gatherings, fostering a strong sense of community spirit.

The homes in On Top Of The World are designed to cater to different preferences and lifestyles, offering a mix of modern and traditional architectural styles. Whether you are looking for a cozy bungalow or a spacious family home, you are sure to find your dream property in this subdivision.

Come and experience the charm and warmth of On Top Of The World. Join this thriving community and make lasting memories in a place you can truly call home.

Newest On Top Of The World Homes with Buyer Approval Required Community Features

2221 Swedish Drive Unit 53, Clearwater
$179,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Beautiful 3rd-floor 2-bedroom, 2-bath partially furnished El Dorado model offering 1,370 sq ft of bright, open living on the highly sought-after West Side of On Top of the World’s golf community—just steps from Harbor Lake. Complete with a charming sitting area at the front entry perfect for enjoying your morning coffee or relaxing after a day of activities, you will see this sets the tone before you step inside. The spacious interior features ceramic tile flooring throughout the main living areas, granite kitchen countertops, newer appliances, and a new disposal. The home includes updated windows in front (2008); back windows are hurricane-impact (2025) providing added protection and efficiency. Major mechanicals are already updated with a (2025) water heater and Trane A/C (2018). The primary bedroom offers new soft carpeting, creating a comfortable retreat. The guest bedroom is carpeted and is a blank canvas. This desirable El Dorado layout delivers generous room sizes, abundant natural light, and a smooth, easy-living flow. Located on OTOW’s premier West Side, residents enjoy close proximity to golf, pools, fitness centers, clubs, and endless activities—all within a vibrant 55+ community and minutes from shopping, dining, and Clearwater’s beautiful beaches.

2221 Swedish Drive Unit 53, Clearwater
2455 Finlandia Lane Unit 23, Clearwater
$149,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome home to this first floor 2 bedroom, 2 bath condo in the highly sought after community of On Top of the World in Sunny Florida. This unit has a newer A/C and newer washer and dryer. Enjoy a hot cup of coffee on the front patio or cocktails in the evening on the back porch underneath a beautiful overhang, complete with pull down shades to block out the sun. This first floor condo also includes a parking space that lies directly in front of your door. Enjoy all the great amenities On Top of the World has to offer including two golf courses (free to owners), two pools (one heated), tennis courts, shuffleboard, pickleball, billiards, dog park, state of the art fitness center, clubs, entertainment and much more. Located close to award winning beaches, great restaurants, shopping, medical and 25 minutes to Tampa International Airport. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2455 Finlandia Lane Unit 23, Clearwater
2221 Norwegian Drive Unit 27, Clearwater
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy the Florida lifestyle in this spacious 1,400 SQ. FT., 2-bed, 2-bath, second-floor condominium with elevator access, located in the desirable ON TOP OF THE WORLD 55+ COMMUNITY in Clearwater! Located in the desirable QUEEN VICTORIA Building, constructed in 1994, within one of the newer sections of On Top of the World. Nestled in a quiet, low-traffic area of the community, JUST STEPS FROM SCENIC HARBOR LAKE, this residence features BEAUTIFUL WATER VIEWS from the living area and lovely GARDEN VIEWS from the kitchen. Step inside to discover a bright and spacious floor plan featuring luxury vinyl plank flooring in the main living area, NEW HURRICANE-RATED WINDOWS, an A/C SYSTEM REPLACED IN 2015, and a WATER HEATER REPLACED IN 2024. Generously sized living spaces provide plenty of room for relaxing, entertaining, or simply enjoying the views and natural light. THE WASHER AND DRYER ARE INCLUDED, and a PRIVATE STORAGE UNIT CONVENIENTLY LOCATED DOWN THE HALL provides additional storage space. The PEACEFUL WATERSIDE SETTING is one of the highlights of this location. Imagine starting your morning with a cup of coffee overlooking Harbor Lake, taking a leisurely stroll along the water, or simply relaxing and enjoying the beautiful surroundings. The community also features a BOAT LOUNGE, kayaking opportunities, and scenic waterfront gathering areas, offering wonderful ways to enjoy the outdoors and Florida sunshine. ASSIGNED PARKING and convenient guest parking add to the ease of everyday living. Beyond your front door, On Top of the World offers an exceptional RESORT-STYLE, ACTIVE ADULT LIFESTYLE with an impressive selection of amenities, including TWO GOLF COURSES (9-HOLE AND 18-HOLE) WITH COMPLIMENTARY GOLF FOR ELIGIBLE RESIDENT OWNERS, two swimming pools, a fitness center, tennis and pickleball courts, a dog park, hobby studios, scenic walking areas, picnic pavilions, and EV CHARGING STATIONS. Residents can enjoy a variety of clubs, fitness classes, dancing, billiards, entertainment, and social activities. The on-site GOOD KARMA CAFÉ offers convenient take-and-bake meals and snacks, and the community even publishes ITS OWN NEWSPAPER, keeping residents informed about upcoming events, activities, and community news. The MONTHLY CONDOMINIUM FEE INCLUDES INTERNET, CABLE TV, WATER, SEWER, TRASH, EXTERIOR BUILDING MAINTENANCE, GROUNDS MAINTENANCE, PEST CONTROL, RECREATIONAL FACILITIES, and more! Conveniently located near CLEARWATER'S BEAUTIFUL BEACHES, CHARMING DOWNTOWN DUNEDIN, SHOPPING, RESTAURANTS, AND MEDICAL FACILITIES, this community offers easy access to everything that makes Florida living so enjoyable. Whether you're searching for a full-time residence or a seasonal Florida retreat, this condominium offers SPACE, COMFORT, BEAUTIFUL WATER VIEWS, AND AN ACTIVE COMMUNITY LIFESTYLE. Come discover all that On Top of the World has to offer!

2221 Norwegian Drive Unit 27, Clearwater
2000 World Parkway Boulevard Unit 2, Clearwater
$115,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
WELCOME TO THE FLORIDA LIFESTYLE YOU’VE BEEN DREAMING OF! Discover comfort, convenience, and resort-style living in the highly desirable 55+ community of On Top of the World in beautiful Clearwater, Florida! This charming GROUND-FLOOR residence offers 1 bedroom, 1 bathroom, and a versatile bonus room, providing additional space for a home office, hobby room, or comfortable retreat. Step inside to discover an inviting floor plan featuring an updated kitchen with granite countertops and stainless steel appliances, along with an updated bathroom and comfortable living spaces ready for your personal touch. Enjoy the convenience of first-floor living and a private patio, perfect for relaxing and enjoying Florida’s beautiful weather. Beyond your front door, experience the incredible lifestyle that makes On Top of the World one of Clearwater’s most sought-after active adult communities! Residents enjoy an impressive selection of amenities, including two golf courses, swimming pools, fitness facilities, tennis and pickleball courts, shuffleboard, recreational activities, and an abundance of social clubs and community events. Whether you’re enjoying a leisurely round of golf, relaxing poolside, or connecting with neighbors, every day offers something new to experience. LOCATION, LOCATION, LOCATION! Conveniently situated near shopping, restaurants, entertainment, medical facilities, and the charming downtown Dunedin area, with Clearwater’s world-famous beaches just a short drive away. Enjoy easy access to everything the Tampa Bay area has to offer while returning home to a welcoming, amenity-rich community. Whether you’re searching for a year-round residence, a seasonal Florida getaway, or an opportunity to create a space uniquely your own, this property offers an appealing combination of location, lifestyle, and value. Don’t miss your chance to enjoy the Florida lifestyle at On Top of the World!

2000 World Parkway Boulevard Unit 2, Clearwater
8885 Sw 98th Street Road Unit A, Ocala
$194,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to your new life in On Top of the World, Ocala's premier active adult golf course community. This exceptional Birmingham model has been tastefully updated with a beautiful two color kitchen with striking under cabinet lighting. The kitchen has a small office space with storage behind it. The bathrooms have been updated and there is even a smart bidet in the guest bathroom. This gorgeous villa features a full width of the house Florida/Sunroom with picture windows that can be a craft room, office or den or have multiple uses at it is big enough. You can enter from the primary bedroom and the dining room. A screened patio is beyond the Florida room. The entire home has high quality tile floors throughout. The roof was completed in 2018 and a new HVAC in 2024. New garage door in 2024 that also has a roll up automatic screen, energy efficient thermal windows, new interior doors and inside paint as well as newer ceiling fans and lighting. The primary bedroom closet has custom shelving to organize in style. This model has a 1.5 car garage going the entire length of the house and the laundry area and golf cart space is in the back. There is a workbench and shelves in the garage as well as a 2nd refrigerator. Extra insulation has also been installed. To protect your investment there are automatic hurricane shutters, hidden until you need them with flick of a switch simplicity to bring them down. The golfcart is available and all of the very tasteful furniture is also available, including smart TVs and an electric fireplace. This home has very nice landscaping and no homes behind it. At 1755 square feet it is one of the largest villas available. You must see it to appreciate it! Community features include tennis, swimming pools, pickleball, library, gyms, game rooms, education, farmer's market, entertainment, clubs plus more! This villa is located near the front of the community where you have golf cart access to two shopping centers, a Publix, and many restaurants. It is walking distance to the Rec Center pool and gym. Call for your private showing, this unique home won't last long!

8885 Sw 98th Street Road Unit A, Ocala
9818 Sw 99th Loop, Ocala
$269,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
MOVE-IN READY SOLAR SMART HOME! Beautiful 2019 Rimon model in Crescent Ridge 3 at On Top of the World. This 2-bedroom, 2-bath home features a 2-car garage, split-bedroom floor plan, and unique second-floor flex room/den accessed through the garage. Energy-efficient features include 13 solar panels and natural gas, with an average monthly electric bill reported under $39. Upgrades include 18-inch ceramic tile, gourmet kitchen with quartz countertops, gray cabinetry, glass backsplash, gas convection range, and large island. Spacious primary suite offers two walk-in closets and an en-suite bath with custom-tiled accessible shower. Additional features include a guest bath with custom tile, interior laundry room with washer, dryer, and utility sink, screened lanai, premium corner lot with no home directly behind, and whole-house water softener. Enjoy the outstanding On Top of the World lifestyle with 4 pools, fitness centers, 23 pickleball courts, tennis, more than 200 clubs, and numerous recreational amenities. Golf cart-friendly community with access to three shopping centers. HOA includes basic internet, roof repair, exterior maintenance, landscaping, trash and recycling, and more. Don't miss this move-in-ready home! Be sure to take a look at the Matterport 3D Tour to explore the property from the comfort of your home.

9818 Sw 99th Loop, Ocala
10418 Sw 92nd Place Road, Ocala
$399,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
PRIVACY, EXTENSIVE UPGRADES & EXCEPTIONAL LIVING! Tucked away on a private homesite in the gated Long Leaf Ridge neighborhood of On Top of the World, this beautifully enhanced Livingston model blends refined finishes, thoughtful improvements, and inviting indoor-outdoor living. Featuring 2 bedrooms, 2 bathrooms, and a versatile flex room, this home offers over $80,000 in upgrades designed to elevate everyday comfort and style. The kitchen is both beautiful and functional, featuring quartz countertops, a cabinetry-wrapped center island, built-in oven and microwave, cooktop, stainless steel appliances, and a coordinating tile backsplash. Soft-close and soft-open cabinetry, along with lighting above and below the cabinets, adds an elegant finishing touch. Luxury vinyl plank flooring and crown molding enhance the home's polished interior. The open living area flows through a three-panel sliding glass door to a screened lanai with three ceiling fans, creating a welcoming space to relax and enjoy the Florida lifestyle. Beyond the lanai, an expansive paver patio offers generous room for entertaining, outdoor dining, and relaxing. Approximately 13' x 30' of the patio is covered and features two ceiling fans. The surrounding yard is beautifully landscaped with curbed planting beds and decorative stone, while the private backdrop offers no homes directly behind you! The primary suite provides a comfortable retreat with a walk-in closet featuring custom built-ins and an ensuite bathroom with a tiled, glass-enclosed walk-in shower. A hot water loop provides the convenience of quicker hot water delivery. The flex room features custom built-ins and a sliding door, creating a versatile space that can effortlessly transition from a stylish home office to a comfortable third bedroom with the built-ins serving as closet space. Additional features include a well-appointed laundry room with upper and lower cabinetry and a utility sink, plus a new washer and dryer (2025). A solar tube brings additional natural light into the home, while gutters, custom window treatments, and a transferable home warranty add further value. The spacious 2.5-car garage features a motorized screen, ceiling fan, and overhead storage for added convenience. Ideally located within walking distance of The Summit and The Arbors! With extensive upgrades, generous outdoor living space, and a private setting in Long Leaf Ridge, this Livingston model offers an appealing blend of comfort, convenience, and Florida living. Located in On Top of the World's premier 55+ active adult community, residents enjoy an impressive selection of amenities, abundant social opportunities, and convenient golf-cart access to nearby shopping, dining, and everyday essentials.

10418 Sw 92nd Place Road, Ocala
8637 Sw 97th Lane Road Unit E, Ocala
$149,990
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Carefree Florida living in this inviting Villa nestled in the highly sought-after 55+ community of On Top of the World! Offering over 1,400 square feet of comfortable living space, this 2-bedroom, 2-bath home blends everyday convenience with the relaxed lifestyle you've been dreaming of. The open floorplan brings the living and dining areas together, creating a welcoming space to relax, entertain, and enjoy time with family and friends. The spacious kitchen is ready to impress with granite countertops, stainless steel appliances, and a breakfast counter perfect for casual meals and morning coffee. The private primary suite offers a peaceful place to unwind, complete with a generous walk-in closet. Enjoy the best of indoor-outdoor living with a covered front porch, an enclosed sunroom, and an adjoining screened patio—ideal for enjoying Florida's beautiful weather, firing up the grill, or simply relaxing with your favorite drink. The HVAC was replaced in 2021, and the washer and dryer are conveniently located in the garage. Even better, On Top of the World maintains the home's yard and exterior, giving you more time to enjoy the things you love and less time worrying about upkeep. And the lifestyle? That's where the real magic begins! Residents enjoy 24/7 gated security, multiple resort-style pools, fitness centers, an active social scene, and golf-cart-friendly access to nearby shopping and everyday conveniences. With healthcare facilities, restaurants, and shopping just a short drive away, this move-in-ready home offers the perfect opportunity to embrace an active, connected, and low-maintenance retirement lifestyle. Come discover why life is better On Top of the World!

8637 Sw 97th Lane Road Unit E, Ocala
9195 Sw 87th Place, Ocala
$509,500
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Outstanding Northampton model located in the Newcastle neighborhood of Candler Hills in On Top of The World is 6 years young. This beautifully upgraded home offers 3 bedrooms, 2 bathrooms, library, flex room, great room, and spacious garage. Designed with comfort, entertaining and luxury in mind. You will find vinyl flooring throughout, tray ceilings, and an open-concept layout filled with natural light. The gourmet kitchen features granite countertops. Spacious laundry room with added storage. The lanai is an enjoyable place to have your morning coffee and watch the blue birds and cardinals coming by. Overall, this is a lovely home and ready for you!!

9195 Sw 87th Place, Ocala
2311 Brisbane Street Unit 23, Clearwater
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This well maintained first floor unit has too many updates to list. Park in the reserved parking spot right outside your front door and step inside to the expansive living room and dining room with recessed lighting and luxury vinyl plank flooring throughout. Discover a beautifully updated kitchen featuring stainless steel appliances, quartz countertops, a stainless steel sink with pull down faucet, and completed with a classic subway tile backsplash. This kitchen is a true delight for any home chef. Key upgrades include a water heater replaced in 2022, replacement windows, a full size washer and dryer, and multiple ceiling fans, ensuring efficiency, convenience and comfort for years to come. Both bathrooms have updated vanities and lighting. Relax with your morning coffee or favorite evening beverage on your private outdoor patio, also ideal for barbequing and entertaining. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses with 9 and 18 holes, two heated swimming pools, and two activity centers. Stay fit with the remodeled fitness gym equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, billiards, pickleball and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. If financing, 35% down payment is required and association approval is required. This home harmoniously blends convenience, style and functionality, offering a wonderful opportunity for relaxed, modern living. Schedule your showing today.

2311 Brisbane Street Unit 23, Clearwater
2220 Swedish Drive Unit 42, Clearwater
$174,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to 2220 Swedish Drive #42, located in the highly desirable 55+ community of On Top of the World in Clearwater! Offering 1,440 square feet of living space, this spacious 2-bedroom, 2-bathroom condo combines comfort, functionality, and an exceptional maintenance-free lifestyle. Step inside to discover an inviting living and dining area featuring beautiful wood flooring, while porcelain tile adds a stylish and durable touch to the kitchen and sitting area. The generously sized kitchen offers plenty of room for cooking and entertaining, with windows overlooking lush green space that bring in natural light and peaceful views. The versatile sitting area provides additional space to relax, read, or entertain guests. Enjoy the convenience of an IN-UNIT WASHER AND DRYER, a highly desirable feature that adds to the home’s everyday comfort. Beautiful green space views create a tranquil setting, while one assigned parking space adds convenience. The charming Colonial-style building features an ELEVATOR for easy access. Beyond your front door, On Top of the World offers an incredible array of amenities designed for an active and social lifestyle! Residents can enjoy TWO SWIMMING POOLS, two activity centers, golf courses, a fitness center, tennis and pickleball courts, shuffleboard, lawn bowling, billiards, woodworking facilities, walking trails, a dog park, and an on-site café. With numerous clubs, organized activities, and social events, there’s always something to enjoy! Conveniently located near shopping, restaurants, medical facilities, and the beautiful Gulf Coast beaches, this community offers the perfect combination of relaxation, recreation, and convenience. Whether you’re looking for a full-time residence or a seasonal Florida retreat, this spacious condo offers an opportunity to enjoy the best of Clearwater’s active adult lifestyle. Schedule your private showing today! This property is being transferred via a leasehold estate deed, requires Association approval, and necessitates a 35 percent down payment if financing.

2220 Swedish Drive Unit 42, Clearwater
2461 Rhodesian Drive Unit 15, Clearwater
$159,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy convenient first-floor living in this updated two-bedroom, two-bathroom condominium located in On Top of the World. The interior features fresh paint, upgraded baseboards, and durable vinyl flooring throughout. Sunlight fills the home through impact-resistant windows, including two recently replaced rear windows. The functional kitchen offers sleek solid surface countertops, while leafy trees out front and back frame a pleasant backdrop and a surprisingly spacious backyard space. A wonderfully refreshed retreat with practical upgrades in a prime Pinellas County location. Nestled in the lively 55+ community of On Top of the World, this location delivers an exceptional resort-style lifestyle packed with social and recreational perks. Residents have access to outstanding amenities, including private 9-hole and 18-hole golf courses, two heated pools, dual activity centers, a renovated cardio fitness room, group exercise classes, hobby and craft studios, billiards, card rooms, dancing, social clubs, and a fully equipped woodworking shop. This pet-friendly neighborhood features a fenced dog park with shaded seating for pet owners. Plus, the neighborhood Good Karma Café offers easy grab-and-go meals, quick bites, and a cozy spot to connect with friends. Positioned just minutes from world-renowned Gulf Coast beaches, popular dining spots, retail, entertainment, and major transit options, as well as quick access to downtown Clearwater, Dunedin, and Safety Harbor this beautifully updated residence delivers the ideal balance of everyday comfort, easy living, and vibrant community connection.

2461 Rhodesian Drive Unit 15, Clearwater
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